How can I negotiate better payout
Hello,
I got into an accident with a commercial truck the same night I got my car. I was driving back from the dealership and got hit by the truck while he was passing me. He was determined at fault. I dropped my car about a week ago and repairs came out at 10k. The estimate that I was looking (uploaded in my progressive app) says it’s total loss. I haven’t had the chance to talk to the insurance yet. I am currently talking to a lawyer for body injury but Im taking care of the car settlement. I would like some help when talking/negotiating with the insurance. It’s a 2019 MAZDA 3 hatchback. I got it at 19k usd. It has 59k miles. What’s the logic that I should push to the insurance to get as high of a payout as possible. Thank you in advance!!
Posted Dec 29, 2025, 3:11 AM UTC