How much can I settle for with a lump sum payment?

I’m considering letting my $5200 Venmo account, my $8000 one main account, and my two upgraded accounts for $2600 and 18 grand go to collections and offering 2500, 4000, $1500 and maybe $3000 down payment and 300 for two years for the other one.

Will they simply turn around and sue me over this or would they be willing to do it?

Posted Dec 29, 2025, 6:31 PM UTC

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