What do I even do about a mom who wants to establish curfews?

I(21F) am back for the holidays (college student that lives quite far from home) and I continue to be invited to outings by my friends, especially at night. And she has the audacity to tell me at what time to come home, and her excuse is that she can’t sleep and will be worrying about me. As much as I love her, that shouldn’t stop me from going out and doing whatever I please and come home at whatever time. It’s such a drastic difference from my college town where I literally come back home at like 3-5 am and I don’t want this control dynamic to continue because I just think it’s ridiculous.

To add more, she says she should have a say in my doings and curfew because I’m not completely independent(I pay my own bills) and that me simply being under her roof means I should follow her rules, thoughts?