Mortgage Affordability Advice

Need Advice

Wife and I take home pay after tax and 401K contributions is $12,500 and our mortgage is $3500 leaving us with $9000 for remaining expenses and savings. Just confirming that this is reasonable. We also have no kids and have a $200K cushion for emergencies. I get yearly RSUs from my company too that I don’t touch.

Posted Dec 29, 2025, 6:42 PM UTC

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