Gold / Currency in Games

In both Skyrim and Oblivion I’ve never felt like gold / currency was that important to the gameplay. More so in Skyrim than Oblivion.

I think houses / decor are the biggest reason to save in Skyrim, but if you’re out questing and just want the bare minimum house to save your stuff, there’s not much reason to splurge on decor.

I also never really felt like merchants had stuff that was worth buying. All the really good gear and weapons is found through quests and you collect enough potions throughout the gameplay if you’re a diligent looter.

I think I spent the most on spells and occasional training to level up a skill.

Am I missing out on parts of the experience? How are people spending their hard earned gold in these games? Do you feel driven to save?

Thanks for your sharing your thoughts!