My agency will offer DRP in 2026. What do I need to consider?

I know the job market is terrible but our highest leadership is about to change and I’m really worried about the future. I have been working to pay down my debt in case I need to take a pay cut. What else do I need to consider? Those of you that took DRP 1.0 or 2.0, what criteria did you use? What did you wish you knew now?