Sofi q3 2025 comment about stable coins and future plans

Anthony Noto answering a question from Peter Christiansen from Citi, he mentioned some possible future possible plans for the rollout of SoFi Crypto and what opportunities with the SoFi USD Stable coin he sees and he mentions an interesting point.

He mentions that "They can be given to businesses to accept our payment at point of sale, and it can provide a lot of different benefits to other ecosystem partners to cause them to want to partner with us as opposed to a non-tier one nationally licensed brand."

What possible opportunities could he see? The most obvious opportunity I see SoFi Stable coins disrupting would be the merchant processing space, offering lower fees and faster processing of funds than the incumbents such as visa and Mastercard. This is a space that is ripe for disruption in the space. We're already seeing the international wire payments seeing lightning speed differences compared to incumbents as Sofi USD Stable coin was rolled to different countries.

What do you guys think Noto sees as opportunities for disruption with Crpyto and stable coins?