Budgeting/financial status discussion tips and ideas

My partner and I got engaged last week and will have a financial check-in tomorrow. The last one was in October, where we discussed what our financial goals are for the upcoming year and for the next steps of our lives. I'm excited because I love budgeting and I love planning our future together.

My partner shared that they have some debt, less than $10k from credit cards, medical bills, and a mattress we got last year. They also have a car note, but the interest on that is low and it is healthy for their credit to keep, so not worried about that. I 100% put myself through college and worked my buns off during college and the two years immediately after to pay off all my student loans, and I pay my credit cards off entirely each month. I have a single long-term loan originally for $3k that has a balance of $250 with payments not due until 2030, which I only took out in anticipation of the nosedive my credit score would take when my student loans fell off. Otherwise, I am totally debt-free.

Also in October, we opened a couple shared savings accounts, one for vacations and one for a down payment on a house. I also started a individual savings account to save for our wedding. They also convinced me to open a Roth IRA, and made the very first deposit in it for me <3

During our last financial check-in, I told them that instead of starting to contribute to our shared savings accounts, they needed to cut down their debt, because any interest we get from the HYSA is obviously less than what they are being charged for their CC debt. They agreed, and I said that I would start saving for our down payment and wedding, and that we would touch base again in a few months to see where we were both at.

Since that conversation two months ago, I have saved $5k in our shared down payment account and only about $500 in my wedding account. Last time we talked about it, we hoped to have ~$50k for our down payment by August 2026 and around $10k for our wedding by December 2026.

Their income is a little over $100k (I forget exactly) and mine is currently ~$68k, but will be going back down to ~$56k halfway through 2026.

That was a lot of background and context, but my question is: Other engaged couples, how do you structure your financial check-ins? Do you each bring spreadsheets of all your debts and assets? Do you just not worry about this stuff and each pay for separate things and ​not keep track? Do you have an app you use?

TL;DR - Other engaged couples, how do you structure your financial check-ins to make sure you are on-track for your budgeting goals and are set up for successful marital financial health?