Lender + First Time Homebuyer Advice
Hey there - we are in NC and looking to purchase a home around $400-450k in the next 4-5 months. Credit is 740+, and can put down around 3%+ down payment. I was approved well above the loan amount we’re looking for, so not worried about co signing.
We have some friends who recently got a conventional loan through a bank for 5.5% interest - but I’m hearing banks are not great to work with. I’m shopping around lenders but the two I’ve spoken with so far are giving me two totally different scenarios and one is leaving out important info. Regardless of that, I just wanted to see if there was any advice on what direction to go in or lender actions to take in the meantime. Or any great programs to look out for for first time homebuyers. Thank you!
Posted Dec 30, 2025, 9:05 PM UTC