Lloyds Bank Refer-a-Fried Megathread 2026 Renewed - New Customers: £50 Sign Up Bonus + £200 to Switch + £250 to Refer Your Friends

Lloyds Bank is one of the UK's largest high street banks, fully regulated and FSCS protected. New customers can earn £50 for opening a current account via a referral link, or £250 total by combining it with the £200 switch offer. Due to how often this is spammed in unrelated threads, we have made it a BeermoneyUK megathread.

The Offer

• £50 Sign Up Bonus: Open any qualifying Lloyds current account (including the free Classic account)
• Existing customers: Earn £50 per successful referral (max 5 per year)

Here are the instructions. If you are new, and have some friends to refer, you could get £300 from this offer!

How to claim the £50:

1. Click a Lloyds referral link in the comments

2. Download the Lloyds app and open a current account within 30 days (Classic account is free)

3. Keep the account open for at least 7 days

4. Receive £50 within 30 working days

Want another £250? Refer your friends:

1. In the Lloyds app, go to Apply → Current Accounts → Refer a Friend
2. Share your link — it's valid for 30 days
3. Earn £50 for each friend who opens an account (max 5 referrals = £250 per year)
4. Post your link in the comments below

Full details on how to claim the switch offer are in our Bank Switching Guide

Eligibility:

• Must be new to Lloyds (no existing current account, savings, credit card, loan or mortgage)
• Account must be in your sole name (no joint accounts)
• Student, Under 19s and Smart Start accounts don't qualify

Referral terms | Switch offer terms

Mega-thread rules:

1. Absolutely zero post style comments. Short comments only, no more than 6 lines of text. If you think anything very important is missing from the post send a DM and it can be updated
2. No large title text, I just got new reading glasses. Bold, italics, all okay.
3. Only comment your link once (more than once will incur a ban).
4. No funny business!
5. Comments breaking these rules will be removed, with no notification given.