What affordable insurance can I get.

Hi po 31y female, ask ko lng po ano kya maganda pero affordable na insurance ang pwde samin ng partner ko? Same age po kmi and planning to get married this year. Kaya lng po sana ung di mabigat per month as of now po kc un p lmg kaya namin.

Ask ko na dn po ano po b ung VUL insurance? Mas okay po b ung may makukuha ka after 5 years. Makiki enlighten po ako. Thanks po