What to do

Dear Mr./Ms. , This is PrimeAlliance, the accredited collections agency for Monee (Credit) Finance Philippines, Inc., operating as SPayLater. Your SPayLater account has been endorsed to PrimeAlliance Recovery Management Inc. Please call us at 09171838568/09171329515  (Mon–Fri, 8AM–5PM) and look for Mr. Henry. You may also email us at moneeteam3@parmi{.}com{.}ph with your contact info and preferred call time. Reminder: Monee will never request payment to a personal account. Pay only via the Shopee App or our official channels.

I have recieved this message now. Question is email ko ba or hindi ko muna pansinin kasi wala pa akong pambayad. Hayaan ko muna sila hanggang sa sampahan nila ako ng kaso or what.