Overwhelming information

As I'm closing my husband's estate, there has been so much information that I've been niave too.

Bank, they may make a copy of the will, but not take and keep YOUR copy of the will. The TFSA, as survivor beneficiary, may rollover under your name without penalty even if over your contribution room. Your spouse's pension and RRSP should be pulled out and placed into your own bank account to be managed by yourself. Because if you pass, your beneficiary does not benefit or get the rest of the finances, the company keeps it.

I have to get my copy of will back and get the TFSA reversed because I had them cashed out. I have appointment about the RRSP and pension next week, which my friend will accompany me, I'm learning a lot with her help. Friend will also accompany me to the bank. She believes I've been taken advantaged of.