Those with 23&me+, did you opt in to the health reports?

To those that have the premium version of 23 & me, did you all opt in to see your health reports? I really wanna see mine but it told me that if I saw the health reports that that could eliminate me for certain types of health insurances in the future.

I don’t want to put myself at risk for having to pay high health insurance but I also really want to view the report. I am 26 now and no major health issues but I don’t want it to be a problem down the line