Best way to take a break

I need to step back for a while. Didn’t make top 1,000 last tour: I definitely could have but couldn’t motivate myself to grind for it (it was 77% of max potential for me so very doable). This tour I’m just phoning in the daily coins etc. The game feels like a chore and I’m not enjoying it.

I suspect I will be back after some months or years to look again so want to leave things in the best state possible for if/when I do.

I guess practically all that really is, is: when’s best to cancel my gold pass and what’s the time lag for the maximum welcome back bonus? Are there other factors I should consider as well?