How to become financially literate?

Seeking Advice

I am in my early 20s, and my parents never spoke about money to me. I frequently avoid checking my bank account out of shame and fear. How can I learn to manage money? I do have money but I'm going to be moving out soon and need to set up a budget and learn how to avoid going broke. I sometimes have trouble with impulsive spending, it's not terrible but it could cause major issues if not addressed or gets worse. I also have no idea how to build credit or really much else regarding money. Are there any books, or even classes or really anything to help me learn about this stuff? I don't want to ask someone I know personally because it's embarrassing to talk about.

I have been stagnant in life due to my own inaction and decided I need to make a change or else I'll be in the same place forever.

Posted Jan 14, 2026, 12:10 AM UTC

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