What questions or ask when selecting a broker for complex income - lost confidence in our current one.
Just to add I’m not looking for broker recommendations at the moment as I have another broker from a larger company that I’ve previously used that I’m going to chat with.
I have engaged a broker (one man team) based on a recommendation but our situation is not simple payg and I don’t believe he has the right contacts or experience dealing with variable income or maternity leave. We are just going through the pre-approval stage.
Our situation large loan $2 mln+ (90% LVR) current ppor we want to keep as an investment 1.4 mln with 600k loan. However partner is in the medical field but on maternity leave returning in 3 months but has a variable income based on percentage of billings. I’m simple payg so it’s easy but my partners income will drive most of the borrowing, LMI exclusion and loan discounts etc. Ideally we looking for brokers with personal relationships with bank assessor’s or medical lending teams is that a thing? …at moment seems the requests are going to bank teams overseas with no understanding of variable medical income… anything else to look for?
Thankyou in advance.
Posted Jan 14, 2026, 3:02 AM UTC