ILP vs standalone medical card
I'm currently looking into insurance as I've never gotten it before and I notice all of them push ILP first, which I didn't know what it was until I read up on some posts here to understand it.
As far as my purpose for buying the insurance, I just want a backup plan to cover any emergency medical cost. I don't feel like the investment part is necessary. An agent then told me standalone medical cards are being phased out. Is this true? As other agents (from other companies) still provided me with a quote... Just wondering if the agent is just trying to push me to buy ILP.
Posted Jan 14, 2026, 3:04 AM UTC
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