Legit po ba ito?

Hello, 25 F and currently unemployed. Asking lang if legit po ba tong text mssg sakin?

To: My name

A criminal complaint for Estafa (Art. 315) and Other Deceits (Art. 318) of the Revised Penal Code, in relation to Arts. 1159 and 1165 of the Civil Code, has been filed against you before the Regional Trial Court of Parañaque. The hearing is set on January 15, 2025. Failure to appear may result in the issuance of a subpoena, summons, or other legal sanctions. In this given address (My address ). You are strongly advised to contact our office immediately for proper legal assistance.

Hindi ko alam if saan to pero dalawa lang OD ko sa Maya Credit 5k 5mos and sa Gcash 20k 8mos. Yung nag eemail lang sakin na they will do imminent action ay from Maya Credit AMG Collection. Willing naman po ako magbayad if makahanap na ako ng work. Hindi rin ako nag tatapal system kaya hindi ko nababayaran mga to at wala rin akong ibang OLA. Sa makakasagot if legit ba to, any advices po? Maraming salamat!