How BILT can lower your credit score
I’ve had the BILT card for over 2 years. The points for rent is good. But if you do the rent reporting to boost your credit, it will count as a new account on your credit report so it will lower your credit account age thus lowering your credit score. The new BILT 2.0 will do the same.
BILT technology support confirmed when I disputed the rent reporting.
Posted Jan 14, 2026, 3:07 AM UTC
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