PSA - CareCredit Promotional Offers

I just had a disappointing experience involving Synchrony's CareCredit credit card and a local animal hospital, and wanted to help others avoid a similar experience. The issue wasn't so much with CareCredit, but with the animal hospital. My dog had to have a costly dental procedure, so I got the CareCredit card to pay for it, solely because of their "promotional offers" (aka 0% interest for 6, 12, or 24 months). Come to find out that it is entirely up to the animal hospital/clinic to determine how many months they can afford to give you. Because the more months, the more the hospital pays. And because this is a small local hospital, they don't have the funds to incur such large fees. So they could only offer me 6 months of 0% interest. Had I known that before, I would have shopped around and asked other hospitals/clinics if they could offer me 12 or 24 months of 0% interest.

That's all. If this is common knowledge, I apologize.