Need Help/Suggestions - Buying Gold & Silver using CC

Hey CCI folks,

I’m a bit late to the gold & silver bullion party using credit cards. Recently, I came across a few posts mentioning that Myntra has stopped allowing the purchase of gold and silver using Myntra Credits, which got me confused.

I wanted to understand a few things from the community:

1. Optimising CC rewards on Myntra

How were you guys optimising credit card rewards while buying gold/silver on Myntra earlier?

•	Where did you usually buy Myntra gift cards from?

•	What kind of discounts (%) were available on those GCs?

•	Roughly, how much were you saving per gram after optimisation?

2. CC rewards on gold & silver purchases (current scenario)

I’m planning to start accumulating gold and silver using the following credit cards and wanted clarity on the rewards:

•	Jupiter Edge – ₹15,000 total (₹5,000 each via Amazon, Flipkart & Myntra vouchers):

→ Will this still fetch 10% rewards?

•	HDFC Swiggy Card – ₹15,000 every month on Myntra:

→ Will this qualify for 10% cashback?

•	SBI Cashback Card –

→ Will this give 5% cashback on such purchases?

To clarify, I’m not planning to flip or sell quickly. The idea is to accumulate gold and silver gradually as a diversification to my overall investment portfolio.

Would really appreciate inputs from experienced members here. Thanks in advance! 🙏

If you’re not comfortable sharing the trick publicly (fair enough—don’t want devaluation or MCC changes), feel free to DM me. Open to that as well