I got an notification from a Grad Program that my Loan is in Default

Basically i have applied this cycle to MPH programs. I also applied for FAFSA for financial aid for graduate school. However, today, one of my programs sent an internal message from the portal saying they would not consider Financial Aid as my loan is in default.

This does not make quite sense to me cause when i check all my accounts they do NOT say i am in Default. Not to mention, i am pretty sure the loan servicer is required to tell you ahead of time that your student loan will be going into default. Furthermore, i thought being in the SAVE plan forbearance freeze uncertainty with this new administration, meant that i did not have to pay and they also cannot therefore default my loan.

Please someone help me because, had i known ofc I would have done something, but also it is odd that i am finding this out from University and NOT my loan servicer. Also odd, because my 2 other graduate programs happily took my financial aid application and offered scholarships so i do not really understand what is up with Emory?

Please someone help me😭

Posted Jan 14, 2026, 3:17 AM UTC

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