Am I the only one not getting chargebacks and fraudulent orders?

Can’t tell if I’m in a silent majority or if my (admittedly small) shop is somehow dodging the plight of chargebacks/fraud/etc that I hear about every day on this subreddit.

My store is small. 2-3 orders per day, AOV of like $60. After hundreds of orders, not once have I had a chargeback or case of friendly fraud or anything like I hear about on this subreddit.

Is this just something that only happens to bigger stores? Should I be worried about this as I grow?