EFTs when you’re close to retirement?

Most posts I see here regarding EFTs seem to be for people who are relatively early into investment. I am within five years of retiring, have just come into a modest $50k and have been thinking about shifting a lot of my savings into EFTs.

It appears that people who are relatively early in investing are given the wise advice of looking more for reliable performance over the long-term, but for me this won’t be nearly as much of a long-term investment, so I suppose I am leaning more towards higher performance which also comes of course with higher risk - but associating that risk with the final years of earning salary strikes me as not the wisest decision!

So I’d really appreciate and be open to any thoughts on how to approach EFT investment in the later stage of one’s life!

Thanks in advance!