Taking Series 65 on Saturday (Jan 31, 2:30 PM CT) — Are my scores and strategy enough?
I am a recent college graduate with a finance degree. I’m 21 years old taking the Series 65 for the first time. It’s been a long road of on-and-off motivation, but I finally set a hard date: January 31 at 2:30 PM Central. I’m not currently working for a firm, but I plan to use this license as strong leverage to get a financial advisor role. Failing isn’t really an option in my head because waiting another 30 days would hang over me mentally.
I’m using Kaplan. I read the License Exam Manual cover to cover. I’ve done a large amount of QBank questions and now I’m focused on the simulated exams.
So far:
- First 2 simulated exams average: 71
- Next 2 simulated exams average: 78.5
- Combined overall average across 4 exams: ~76
- Taking another one right after posting this
I’m reviewing by section and focusing on my weak areas, which seem to be:
- Retirement plans
- Securities regulations
- Administrative provisions / remedies
- Basically, all the heavy regulation content
I’m also doing more QBank in those areas, but I’m surprising myself with how many I’m missing there.
Timing is not an issue for me.
I finish the first 70 questions in about 35 minutes, take a 5-minute break, and finish the full 140 in about 1 hour 20 minutes.
My main concerns:
- Do these scores suggest I’m adequately prepared?
- Is “spamming” simulated exams the right strategy this close to the test?
- Are the real exam questions similar in style to Kaplan QBank/simulated exams?
- I’m starting to instantly recognize some QBank questions from repetition — is that hurting me?
Please let me know if you have any other questions. Thank you very much for any and all feedback.
Posted Jan 30, 2026, 5:07 AM UTC