r/tax•
emtrose

[ny]moved out of state and retained marketplace health insurance, will I be in trouble if I now claim residency in new state?

In a bit of a bind, moved into temporary housing in new state with the intent to return to state, Ny, but didn't retain a residence in NY.

I kept my health insurance while doing remote psych appts. as my employer didn't offer health insurance and I was afraid I would lose necessary meds.

ACA subsidies expired in conjunction with making too much to qualify for remaining subsidies, and now I can't afford health insurance, so I'm just going to drop coverage and pay out of pocket.

Question: Due to not knowing I made too much, federal ACA is charging me full amount, and NY is also double taxing me for residency.

Can I just list my new residency to avoid ny double tax, or will I be legally penalized/fined for having health insurance from Ny while living in a different state?

Posted Jan 30, 2026, 5:07 AM UTC

30
Loading comments…