Coping tips?

I struggle with schizophrenia and bipolar type 1 (Schizoeffective disorder,) and have been experiencing violent thoughts about the people around me as my disorder slowly gets worse. I am not able to go on medication yet because the insurance I have now doesn't cover it.

Can anyone give me tips with helping these thoughts go away? I am desperate. I cannot tell my psychiatrist because she will send me to a psyche ward.