Options on how to bring money earned whilst working aboard back to Aus
I’ve work overseas for several years and so have not been an Aus tax resident for some time. I’ve built up a sizeable investment in simple stocks.
Looking at coming home in the near future and trying to understand my options for bringing these investments/money home.
Options I’ve heard about
- do nothing and just move back. My stocks should reset as back to zero with capital gains. Then sell slowly as needed accepting new gains tax
- put into an offshore investment bond for 10 years thus making it all tax free at the end when I wish to sell some. Issues I have if the seem to have high fees of ~1% per annum. Anyone found a better form for this?
- sell all my stocks before arriving (no tax), then arrive in Aus and send cash through via fiat with some currect exchange loss and re-buy new stocks in Aus brokerage account.
What are you thought for bringing money earned whilst aboard back in?
Posted Jan 31, 2026, 1:04 PM UTC