New to mutual funds – ₹12L portfolio

Hi ,

I started investing in mutual funds around November, so I’m still quite new (about 2 months in).

My current portfolio is roughly ₹12 lakh, and I’m investing ₹1,02,000 per month via SIP. Planning to stay consistent with this going forward.

I’m comfortable with risk, and my time horizon is 5–10 years. The goal is long-term wealth creation and maximising returns over this period, not short-term trading.

My humble ask: Can you pick your favourite mutual funds adding upto 1.02L per month SIP?

Side Question: Is it wise to invest in India right now?

Thanks in advance.