Need new card for online shopping & food spends (travel already optimized)

Hi all, need help deciding between a good cashback card or a strong rewards card given my spending profile.

Current Cibil: 750 Age: 20 Monthly Income and Employment status: 1.35L, salaried

Current portfolio:

• HSBC TravelOne (₹5,000 + tax annual, ₹2L limit) - this is where I route most expenses and getting great value on travel expenditure through both ota and hopper

• SBI Elite (LTF, ₹2L limit) • Axis Select (LTF, ₹1.67L limit)

Lounge access is not a concern for me.

I want a new card primarily for online shopping (Amazon, Myntra), cabs (Uber), and food delivery (Swiggy/Zomato). Total of these categories expenditure would be around 15-20k/month

Right now these categories only give 2RP/₹100 on my HSBC T1, and SBI Elite / Axis Select rewards feel almost non-existent, so I don’t feel I’m getting good value.

I’m mainly thinking between: • HDFC Regalia Gold • SBI Cashback • HSBC Live+

Also, I’ve read through a lot of posts here and from what I understand, getting Regalia Gold directly from outside the HDFC ecosystem seems quite difficult.

Open to any other card suggestions that give better returns either via cashback or rewards points - whichever gives greater return overall. For rewards points, I mainly use them with Accor.

Would love recommendations based on my profile and spend. Thanks!