Best bank + credit card ecosystem to start with (travel & rewards focused)?

Hey folks!

Looking for a card recommendation.

Current CIBIL: 788

Age: 23

Monthly Income: 90k

Annual Spends: ~₹4,00,000 (mostly shopping + travel)

Reward Preference: Reward Points with strong airline/hotel transfer partners

Lounge Access Required: Yes

. Prefer lounge access with no spend criteria or very nominal spend.

Existing Cards: Axis Neo (LTF) & Axis Flipkart

I’m also looking to open a secondary bank account with a reputed bank, so card + banking ecosystem suggestions are preferred.

Thanks in advance! 😊