Suche günstige Haftpflicht für Studenten + Frage zu Rechtsschutz

Hi everyone,

I’m an international student from Australia. I’m looking for some specific advice:

1. Liability Insurance (Privathaftpflicht): Can anyone recommend a good, affordable provider for students? I know this is a must-have, so I'm looking for the best value, and facilities. Also, claimable.
2. Legal Insurance (Rechtsschutz): Is this actually worth getting for a student/HiWi? If yes, are there any budget-friendly options you’d recommend?

Thanks in advance!