Shopping for insurance
Recently State Farm has raised my insurance rates by 1200 dollars per year. My agent passed away and my policies were passed to new agents twice in the last six months, each time my monthly payment rate increased by about $50. I have been with State Farm for about 25 years.
I Insure a 2008 Jeep wrangler unlimited . A 2012 Volkswagen Jetta. A rental property worth about $315,000 and my home worth about $400,000.
All of these items are paid off, there is no requirement to have coverage above state minimums (KY).
I have copies of my dec pages from August of last year 2025( before my rates increased)
What relevant information should I provide to a new agent?
Is it advisable to black out premium amounts on the dec pages if I provide them to the new insurance agent?
Apologies if these are dumb questions but the last time I shopped around for insurance was 25 years ago and since then my financial position and credit score have significantly improved and insurance on the whole has changed dramatically.
Thank you in advance
Posted Feb 11, 2026, 10:16 PM UTC