Social Security Survivor Benefits for minor child

My husband passed away in December, and my 16-year-old daughter qualifies for survivor benefits. We received the first payment for January as a physical paper check. After that, I provided the SSA with her Chase Bank information for direct deposit. Based on my husband’s birthday our payment date is the 2nd Wednesday of the month which is today. However, the money isn't in her account. I am worried I may have created the wrong type of account for her hence the reason for the delayed payment. It is a standard Chase student checking account. Her name is on it, and it is linked to my Chase app, but it is not officially titled as a "Representative Payee" account which after some research, I found is the type of account I should have created. I am officially her Representative Payee and on the paper check we got last month, it listed both our names and said Representative Payee. Does Chase usually reject SSA deposits if the account is a standard joint/minor account instead of a formal "Rep Payee" fiduciary account? If it was rejected today, how long does it usually take for the SSA to realize it and mail a physical check? What are the steps I should take from here to ensure that I receive the money for this month and the following months? Any advice or similar experiences would be appreciated!