Silly question but just curious
For those who pay their card off with like $10,000+ in one go. Have you been saving that for a while and just placing it to the side. So that you could do one big pay like that? Curious how you go about it. As someone who lives pay check to paycheck the most I’ve done is $500. Granted my work checks are a joke like most others lol. It’s my goal to be able to drop that kind of cash in one go. I’m just doing what I can now. As long as I can keep them all paid on time I’m proud. My method is trying to pay off one card each month. Which I have a 3 a little under $500. Which are the higher interest cards. The other one is like $7000 which I don’t mind. I just want the other ones gone so I don’t need to juggle different due dates or high interest rates.
This page is very inspiring and reminds me to hold myself accountable. While also searching for better opportunities to be able to get rid of the debt.
Posted Feb 11, 2026, 10:25 PM UTC