Sip or scam?

So i am doing sip of 50k every month and as a profession i am day trader and do investing in eq directly.

So i was doing calculation, if i put 50k for 20 years how much money or purchasing power will i get and the result shock me.

If i take 20% CAGR, which is extremely rare

50k * 240month (20yr*12)

1.2cr

Return value - 14.6cr

Tax in withdrawal as of today - 10%

Remaining - 14.3 cr

# INFLATION 6%

20-year inflation factor ≈ 3.2

₹14.3 crore ÷ 3.2 ≈ ₹4.4–4.5 crore in today’s purchasing power

So your 1.2cr will be 4.5cr in purchasing value of today.

And this is best case scenario 20% cagr is next to impossible for retailer like us to get in SIP.

If we do this with 15% and 12%, you will be shock more

15% - the purchasing power will be 2.2crs

And 12% - its 1.45crs

And my investment will be 1.2cr

Whats your view let me know!!