The "Retirement Roadmap" Financial Simulator

Act as a Certified Financial Planner (CFP). I am planning for retirement.

Current Age: [INSERT AGE].Target Retirement Age: [INSERT TARGET AGE].Current Savings: [INSERT CURRENT SAVINGS AMOUNT].Monthly Contribution: [INSERT MONTHLY CONTRIBUTION].Assumed Annual Growth Rate: [INSERT RATE, e.g., 6% adjusted for inflation].

Provide a 4-point plan:

Estimate the total value of my portfolio at retirement age.

Provide a [Pessimistic / Optimistic] scenario based on a 2% fluctuation in the growth rate.

Suggest 3 actionable steps to optimize my savings (e.g., diversify portfolio, focus on tax-advantaged accounts).

Identify the biggest financial blind spot I likely have, given my input.