Should i defer ?

AFM - Covered 90% syllabus with one revision
FR- Covered 60% with no revision
Audit - Only Done Professional ethics SQC1 220 240 250 and PSU and ESG assurance
I started studying from the beginning of January 2026 because my principal gave me only four months of leave, and during season he never lets me leave before 9–10 pm.
You might wonder why I didn’t start earlier that’s because my Inter Group 2 was completed in January 2025 through the unit scheme.