25k invested at 20 looking for long term help!

Investing

Hello everybody,

I’m 20 and just started working at Lockheed Martin. I currently have about $25k invested in a brokerage account, but I’m not super educated when it comes to IRAs and retirement accounts. I’m trying to figure out what makes the most sense. Should I leave my $25k invested where it is? Should I move some of it into a Roth IRA? Should I just focus on contributing to the company 401 and not have the individual Roth ? Or do a mix of everything?

I don’t really know the best strategy at my age any tips would help! Thanks

Posted Feb 15, 2026, 10:46 PM UTC

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