Looking for recommendations for a Visa card

Card Recommendation Request (Template Used)

Looking for a decent Visa card I can use in places where they don’t take Amex or Discover. I never got into the “credit card game” with rewards and stuff. I just swipe my Amex Gold daily. Thinking Costco since I just got a Costco card, but if there’s better options I’m all ears.

* Current cards:

* Amex BCP $10,000 limit, May 2022

* Amex gold, November 2024

* Discover it, $20,000 limit, December 2018

* FICO Score: 720

* Oldest account age: 7 years 2 months

* Chase 5/24 status: 1/24

* Income: ~ $175,000

* Average monthly spend and categories:

* dining $400

* groceries: $400

* gas: $200

* travel: $800

* other: $500

* Open to Business Cards: (I’m not too familiar with them tbh)

* What's the purpose of your next card?

A visa that can be used everywhere discover and Amex isn’t taken. It can turn into a daily, or it can be travel/rewards etc.

* Do you have any cards you've been looking at?

* Costco anywhere

* Chase sapphire reserved

* Are you OK with category spending or do you want a general spending card?

* Sure

Posted Feb 19, 2026, 3:11 PM UTC

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