Looking for recommendations for a Visa card
Looking for a decent Visa card I can use in places where they don’t take Amex or Discover. I never got into the “credit card game” with rewards and stuff. I just swipe my Amex Gold daily. Thinking Costco since I just got a Costco card, but if there’s better options I’m all ears.
* Current cards:
* Amex BCP $10,000 limit, May 2022
* Amex gold, November 2024
* Discover it, $20,000 limit, December 2018
* FICO Score: 720
* Oldest account age: 7 years 2 months
* Chase 5/24 status: 1/24
* Income: ~ $175,000
* Average monthly spend and categories:
* dining $400
* groceries: $400
* gas: $200
* travel: $800
* other: $500
* Open to Business Cards: (I’m not too familiar with them tbh)
* What's the purpose of your next card?
A visa that can be used everywhere discover and Amex isn’t taken. It can turn into a daily, or it can be travel/rewards etc.
* Do you have any cards you've been looking at?
* Costco anywhere
* Chase sapphire reserved
* Are you OK with category spending or do you want a general spending card?
* Sure
Posted Feb 19, 2026, 3:11 PM UTC