Advice on Forex Payments for imports-exports business.

I'm doing this for the first time and my bank has the facility to send international wire transfer, but I want to explore some payment platforms.

1. How to choose the payment platform, Wise seems to be first recommendation I hear offline, any other choices or recommendations?
2. Does going with payment platforms cause any delay or regulatory risk when compared to going through banks?
3. If I do a google search there are tons of options for sending payments, (and receiving too), and if I search for a review almost all of them have some positives and quite a lot of negatives. I do understand people are more inclined to complain when they have issues.
4. I'm based out of Singapore. I'm looking at multiple suppliers, but restricting only to RCEP region (Regional Comprehensive Economic Partnership) and EEA region (European Economic Area)?

Thanks ahead for your advice.