GLoan 350k offer? Is this legit or just a hook?

I've been a gcash user for years na and I use their gloan feature for business investments. May on-going loan ako worth 75k and almost done na din. I keep receiving text messages from gcash (no links or anything so i don't think it's a scam lol)

I'm just curious if anyone have the same experience kasi out of nowhere I keep receiving texts na 350k offer.

Follow up question is if this is sure? Kung bayaran ko man ng buo in advance yun current loan

Thanks in advance!