Saving for a house - am i doing this right?

Hi all,

I would appreciate a little help with my budget around a house deposit that I have set up in actual.

I have two bank accounts on my budget

  1. My everyday use for paying for things (checking)

  2. My bank account for saving for the house

In my budget I have setup the following:

https://preview.redd.it/l7uvlhl8yikg1.png?width=727&format=png&auto=webp&s=de2673fa6f987e14acb679ce8818670765ae7172

What I do is in Actual is I budget the targeted amount, then i record a transaction transferring it to my house savings account, i then proceed to do the actual transfer in real life.

Is this the right way to go about this?

Posted Feb 19, 2026, 10:07 PM UTC

14
Loading comments…