Should I take a loan to study abroad or stay in India with a stable job?

I’m 24 and confused about a big decision. I have the option to go abroad for higher studies. I’ll need to take a loan for living expenses. It could give me better long-term opportunities, but nothing is guaranteed. If I stay in India, I have a stable income, no debt, and things are predictable. One option feels safe. The other feels like growth. People who’ve been in a similar situation — what did you choose? Do you regret it? I’m trying to think long term, not just follow trends.