28k in debt 9k cc and 24k between 2 loans

So I lost my job and didn’t work for 4 months. I KNOW IM A DEGENERATE FOR THIS but I got a bad gambling addiction and through myself in financial turmoil over the course of those 4 months. I’m freed from gambling and despise it. I have a job that that brings me roughly 3500 a month with around 1700 of that going to fixed expenses. So I through the rest or what I can of the rest at the debt each month and only leave myself around 100 in my account by the end of it. Would taking one be consolidation loan for all of it be a better option than what I’m doing. My credit sank from the loans to around 690