Need suggestions/advice 🙏🏻

Hi I’m 22F.

Height 5’1

Weight 71 Kg

I have like slimmer arms and legs like ofc they’ve fat but not the kind of fat that has been accumulated around my thigh, abdomen and pelvic region . TBH I’ve like a HUGGGEEEE BELLYY. My sugar intake isn’t that much but I do take sugar in tea I.e one cup a day . I’m for kinda protein I eat oats in the morning pintola 25 g without sugar. Ik spot reduction of the weight isn’t ideal that’s not how it works but can y’all please help ? I’ve like body dysmorphia as well I don’t really like who I have become now . Yeah I need to walk but the thing is I’ve plantar fasciitis as well so it hurts my foot as well . I have hormonal imbalance as well. I really need to loose weight . Also I’m a student so I don’t really have money to go to gym as well .

Any suggestions and cons-criticisms are welcomed 🙏🏻