Indian Student Loan Refinance from 14% to 4.61%

Advice

I was able to refinance my high-interest Indian education loan (~14%) to a U.S. lender and bring it down to 4.61% fixed.

It significantly reduced my monthly payment and will save me a huge amount in long-term interest. No co-signer, and no change in my job, visa, or credit profile.

If you're an international student or on H-1B/OPT dealing with high interest rates, it might be possible for you too.

Feel free to DM me if you have questions — happy to share my experience.

Posted Feb 21, 2026, 5:25 PM UTC

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