Can US person have money in Wise interest account?

I'm looking at where to have my personal banking in the EU. I am an American living in Germany. I use wise to transfer from USD to EU. I'm trying, as much as possible, to keep my Euros in Europe and my Dollars shored in USA.

I have about 20k in EUR and I feel weird not beating interest with my money. I tell this to Germans and they don't really get it?

Anybody have expirence with FACTA and using wise as basically an HYSA?