Loan Forgiveness Question

VA Disability Claims :claim:

Hi folks,

Regarding the one time federal loan forgiveness:

I’m currently completing my masters and was planning to go on for my doctorate. If I opt-out of the forgiveness now, can I re-opt in at the end of my doctorate to have my federal student loans forgiven?

I’m getting close to the automatic 60 day trigger and wanted to know if anyone had experience with this.

Posted Feb 21, 2026, 5:35 PM UTC

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